SMASHeVOUCHERS

Every digital product. Every channel. One platform. 

End-to-end management and distribution of eVouchers and digital products — from sourcing to sale, across any point of sale, online or in-store.
End-to-end digital products Distribution
What it is

Digital products. Distributed everywhere.

PHILOFLOW is a proven cloud-based platform for the end-to-end management and sale of digital products — eVouchers, airtime top-ups, prepaid internet, tickets, money vouchers, charity donations, and more. Multi-product, multi-channel, and multi-country ready. Whether you are a retailer looking to offer digital products at your points of sale, a distributor managing a network of merchants, or an operator wanting to expand your reach — PHILOFLOW has an edition built around your specific role in the value chain. Channels supported: integrated POS, standalone terminal, web-POS, eCommerce, and mobile. Fully cloud-native on Google Cloud Platform, with admin-less operations and automated invoicing between all parties in the chain.
Platform capabilities

One platform. Every role in the chain.

Product Availability
Source digital products from multiple operators and distributors. Maintain a portfolio of available products and make them available across channels, locations, and audiences — all on your terms. Supports pin-on-demand and bulk file-based sourcing models. Full control over what is on offer, who can sell it, and how it reaches the end customer.
Omnichannel Distribution
Sell and distribute across any channel that matters — in-store or online. Can be integrated POS, standalone terminals, web-POS, self-service terminals, eCommerce storefronts, and mobile — all through one platform, with real-time stock and balance management.
Multi-tier Network Management
Manage complex distribution hierarchies — operators, distributors, sub-distributors, and retailers — with visibility and control at every level of the chain.
Seamless Invoicing
Invoicing between merchants and all parties in the distribution chain can be fully automated — either through the optional invoicing module built into PHILOFLOW, or by integration with the organisation's own native invoicing or ERP solution.
Real-Time Transactions
Every product sale, top-up, or activation is processed in real time — with immediate confirmation and balance updates across every channel and location. Full transaction tracing for audit purposes and investigation of suspicious or disputed transactions.
Reporting & Analytics
Comprehensive sales reports, transaction history, and performance dashboards across all products, channels, and network tiers — giving every party the visibility they need.
Editions

Built for your role in the value chain.

MERCHANT EDITION
Offer your customers a broader product range — expanding into digital products without adding complexity to your operations or requiring new infrastructure.
  • Sell eVouchers and digital products at your POS, in the same basket as your other products
  • Integrate with your POS terminal, via standalone terminal, or through digital channels
  • Real-time product availability and balance checks
  • Seamless settlement with your distributor or operator
  • No physical stock to manage — fully digital inventory
  • Grow your basket and footfall with a compelling digital product range
  • Simple to set up, exciting for your customers, and connected to your existing operations
Distributor Edition
Run a lean, efficient distribution network. Onboard merchants, control what they sell, and stay in full control of limits, settlements, and performance — all from one place.
  • Manage your full merchant network from one platform
  • Onboard merchants quickly across any channel
  • Set and control limits for each merchant — credit limits, transaction limits, and product access
  • Source products from various operators and providers — in real time (pin on demand) or in bulk (via files)
  • Real-time visibility of sales performance across your network
  • Seamless invoicing and settlement with merchants and operators
  • Pin-on-demand and bulk file-based sourcing models supported
Operator Edition
Reach more customers without building your own retail network. Distribute your digital products through a wide ecosystem of merchants and distributors.
  • Distribute your digital products through a wide retail and digital network
  • Manage distributor relationships and product access centrally
  • Real-time sales reporting across your entire distribution chain
  • Seamless invoicing and reconciliation with distributors
  • Support for multiple product types: airtime, internet, tickets, vouchers
  • Multi-country capability — expand your reach across borders
Marketplace
A ready-built marketplace operated by PHILOSHOPIC, currently available for the Cyprus market. We source and maintain the product portfolio — merchants connect once and get immediate access to a broad range of digital products.
  • CytaMobile-Vodafone — airtime & data top-ups
  • EPIC — airtime & data top-ups
  • Cablenet — top-ups
  • Primetel — top-ups
  • Paysafe
  • AirCash
  • OKTO
  • Stoiximan
  • Cyprus Public Transport
  • Gaming: PlayStation Network (PSN), Roblox, Xbox, and more

Ready to explore SMASHeVOUCHERS?

Let’s talk. We’ll figure it out together.

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